Typically, legal professionals or your lending institution electronically file applications directly with the LTSA to cancel or discharge a mortgage and provide you with confirmation of cancellation of the mortgage by supplying you with a State of Title Certificate, which is a certified true copy of the title.
If your lender has provided you with a Form C or a completed mortgage discharge form, you can remove a paid-off mortgage from title by following the below instructions.
- A duly-completed Form C
- Form C (except Item 1) completed by the lender.
- Item 1 filled in by the Applicant who is the landowner submitting the Form C to the land title office. Please complete the name, address, phone number and signature.
- Pay the Cancellation of a Charge fee of $28.63 for each discharge of mortgage being filed or each cancellation of a charge applied for.
- If you require confirmation of registration, please complete a Request Form for State of Title Certificate and for each title include payment of $14.31 for the Certification fee.